Since its founding, the Kuraz Insurance Company has paid great attention to the development of medical insurance capabilities. As a result, the Company is now able to serve a large number of insured individuals. On the territory of Iraq Kuraz has access to direct billing network of healthcare service providers consisting of over 42 hospitals, 29 healthcare centers, 65 laboratories, 71 pharmacies, 236 doctor clinics, and 19 dental clinics.

Under its Regional Health Insurance Scheme Kuraz provides services through direct billing network in Iraq, Lebanon, Jordan, Turkey, and UAE.

In addition to that, under its Global Health Insurance Scheme, Kuraz provides Worldwide coverage with exclusion to US, Canada.

Both schemes are backed by S&P A grade rated German Reinsurance Companies.

24/7 call center service is available for all insured members of Kuraz Insurance

1. Direct Billing: Iraq, Jordan, Turkey, Lebanon
2. Reimbursement: Worldwide excluding USA and Canada

Benefits:

• In-Patient Benefits including:
  Providing the patient with food and ward;
  Performance of surgical operations;
  In-patient treatment by specialized physicians;
  Doctor’s consultations;
  Performance of diagnostic examinations and laboratory tests;
  Providing with prescribed medicines;
• Out-patient Assistance including:
  Out-patient treatment by specialized physicians;
  Out-patient surgery;
  Providing with prescribed medicines;
  Performance of procedures necessary for treatment;
  Performance of diagnostic examinations: X-ray examination, ultrasound examination, ECG;
  Performance of laboratory tests in out-patient terms;
  Issue of decision on hospitalization;
  Issue of the necessary prescriptions;
  Physiotherapy;