• Casco / Motor Own Damage: to cover any accidental damage to the in sured vehicle.
• Third Party Liability: to cover legal liability of the Insured for death of or bodily injuries to third parties or third-party property damages arising out of the traffic accident/s caused by the insured vehicle.
• Drivers and Passengers Personal accident insurance: Personal Accident Insurance policy provides complete financial protection to the insured members against uncertainties such as accidental death, accidental bodily injuries, and partial/total disabilities, permanent as well as temporary disabilities resulting from an accident even if it is not your fault.

• Road traffic accident
• Fire, explosion, self-ignition, lightning
• Burglary/ housebreaking/ theft
• Riot & Strike
• Earthquake
• Flood, storm, cyclone, hurricane, tempest, inundation, hailstorm, frost
• Accidental external means
• Malicious Act
• Terrorism acts
• While in transit by rail/ rod, inland, waterways, lift, elevator or air
• Land slide/ rock slide

The policy is in force in the Republic of Iraq. Any trips to the outside of the Republic of Iraq should be declared and included into the coverage on individual basis.