The fire insurance policy offers protection against any unforeseen loss or damage to/destruction of property due to fire or other perils covered under the policy.

Fire, lightning, explosion/implosion, aircraft damage, missile testing operations, riot, strike and malicious damage, storm, cyclone, typhoon, hurricane, flood and inundation, impact damage, subsidence and landslide including rockslide, bursting and/or overflowing of water tanks, apparatus and pipes, accidental leakage from automatic sprinkler installations, bush fire etc.

Business Interruption Insurance:
The standard property / fire insurance policy coverage can be extended to cover loss of profits resulting from total or partial destruction of the insured property. Business Interruption Policy can be purchased to cover the loss of profits for the period of the recovery of the damaged property, but only as an extension to the standard property / fire insurance policy.